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Smiles, Samuel, 1812-1904

"Self Help; Conduct and Perseverance"


A remarkable illustration of his energetic promptitude was the
manner in which he once provided, on a great emergency, for the
relief of the manufacturing districts. In 1793 the stagnation
produced by the war led to an unusual number of bankruptcies, and
many of the first houses in Manchester and Glasgow were tottering,
not so much from want of property, but because the usual sources of
trade and credit were for the time closed up. A period of intense
distress amongst the labouring classes seemed imminent, when Sir
John urged, in Parliament, that Exchequer notes to the amount of
five millions should be issued immediately as a loan to such
merchants as could give security. This suggestion was adopted, and
his offer to carry out his plan, in conjunction with certain
members named by him, was also accepted. The vote was passed late
at night, and early next morning Sir John, anticipating the delays
of officialism and red tape, proceeded to bankers in the city, and
borrowed of them, on his own personal security, the sum of
70,000l., which he despatched the same evening to those merchants
who were in the most urgent need of assistance. Pitt meeting Sir
John in the House, expressed his great regret that the pressing
wants of Manchester and Glasgow could not be supplied so soon as
was desirable, adding, "The money cannot be raised for some days.


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