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Smiles, Samuel, 1812-1904

"Self Help; Conduct and Perseverance"

Though Jenkinson, in the 'Vicar
of Wakefield,' cheated his kind-hearted neighbour Flamborough in
one way or another every year, "Flamborough," said he, "has been
regularly growing in riches, while I have come to poverty and a
gaol." And practical life abounds in cases of brilliant results
from a course of generous and honest policy.
The proverb says that "an empty bag cannot stand upright;" neither
can a man who is in debt. It is also difficult for a man who is in
debt to be truthful; hence it is said that lying rides on debt's
back. The debtor has to frame excuses to his creditor for
postponing payment of the money he owes him; and probably also to
contrive falsehoods. It is easy enough for a man who will exercise
a healthy resolution, to avoid incurring the first obligation; but
the facility with which that has been incurred often becomes a
temptation to a second; and very soon the unfortunate borrower
becomes so entangled that no late exertion of industry can set him
free. The first step in debt is like the first step in falsehood;
almost involving the necessity of proceeding in the same course,
debt following debt, as lie follows lie. Haydon, the painter,
dated his decline from the day on which he first borrowed money.
He realized the truth of the proverb, "Who goes a-borrowing, goes
a-sorrowing.


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